1229 Enderbury Dr, St. Louis, MO 63125, USA +1 314-894-0089 contact@financeplanworks.com
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HomeOur Services

Our Services

Six connected services, each drafted to fit your complete financial plan.

What We Offer

Pick the service you need first

Every service works on its own and works even better as part of one plan. Choose a card to tell us where you would like to start.

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Personal Loan

Fixed-rate personal loans for consolidating balances, home repairs or life events, drafted around a monthly payment that still leaves room for saving.

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Credit Loan

Credit lines and credit-builder loans that give you flexible access to cash while you strengthen the credit profile that unlocks better rates later.

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Mortgage Loan

Purchase and refinance mortgages for St. Louis buyers and homeowners across the USA, with every loan estimate laid out side by side before you commit.

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Wealth and Investment Planning

Goal-based investment plans for retirement, college and independence, built on diversified portfolios and redrawn whenever your life or the markets shift.

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Tax Advisory

Year-round tax planning for households, retirees and small businesses, so the decisions you make in March, June and December all lower the bill in April.

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Insurance Services

Life, disability, home, auto and long-term care coverage reviewed as part of your plan, so a single setback never undoes years of careful work.

Get Started
Calculator and cash used to plan a personal loan
Service 01

Personal Loan

Fixed-rate personal loans for consolidating balances, home repairs or life events, drafted around a monthly payment that still leaves room for saving.

  • Fixed rates and one predictable payment
  • Consolidation of high-interest card debt
  • A written payoff date before you sign
  • Options with no prepayment penalty
Talk to a Planner
Paying with a card drawn on a credit line
Service 02

Credit Loan

Credit lines and credit-builder loans that give you flexible access to cash while you strengthen the credit profile that unlocks better rates later.

  • Revolving credit lines for flexible access
  • Credit-builder loans for new or thin files
  • Score and utilization coaching
  • Due-date reminders that protect your history
Talk to a Planner
Family home with a front lawn bought with a mortgage
Service 03

Mortgage Loan

Purchase and refinance mortgages for St. Louis buyers and homeowners across the USA, with every loan estimate laid out side by side before you commit.

  • Conventional, FHA, VA and jumbo loans
  • Rate-and-term and cash-out refinance reviews
  • Side-by-side loan estimate comparisons
  • Support from pre-approval to closing
Talk to a Planner
Stacked coins and a growing plant showing long-term investment growth
Service 04

Wealth and Investment Planning

Goal-based investment plans for retirement, college and independence, built on diversified portfolios and redrawn whenever your life or the markets shift.

  • 401(k), IRA, brokerage and 529 planning
  • Diversified portfolios matched to your risk
  • Retirement income and withdrawal design
  • Scheduled reviews and rebalancing
Talk to a Planner
Tax forms, a calculator and a pen on a desk
Service 05

Tax Advisory

Year-round tax planning for households, retirees and small businesses, so the decisions you make in March, June and December all lower the bill in April.

  • Income and investment tax planning
  • Roth conversion and distribution strategy
  • Self-employed and small business support
  • Year-end moves before the deadlines
Talk to a Planner
Smiling family protected by the right insurance
Service 06

Insurance Services

Life, disability, home, auto and long-term care coverage reviewed as part of your plan, so a single setback never undoes years of careful work.

  • Life and disability income protection
  • Home and auto coverage check-ups
  • Quotes compared across trusted carriers
  • An annual review of every policy
Talk to a Planner
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Not sure where your plan should start?

Book a free planning meeting. We will recommend your first step and explain exactly why it comes first.

The Plan Sheet

One practical money move, every month

Budget ideas, loan tips, tax reminders and investing basics from our planners. No spam, and you can unsubscribe at any time.